XYB partners with Bud Financial to bring AI-driven intelligence to financial institutions
XYB, the Adaptive Financial Infrastructure (AFI) platform redefining how financial institutions build, launch, and scale modern banking experiences, today announced a strategic partnership with Bud Financial, the leading provider of AI-powered data intelligence solutions for financial services. This partnership connects XYB’s composable financial infrastructure with Bud’s data enrichment engine to transform raw customer data into actionable customer insights and experiences, enabling financial institutions to move from data to decision in real time.
The two companies are already collaborating on projects with banks in the US and Europe, leveraging their combined capabilities to power AI-driven use cases that improve customer understanding, drive personalisation, and accelerate speed to value.
Bridging the Data Gap Between Infrastructure and Intelligence
Financial institutions are overwhelmed with data but lack the systems to act on it effectively. While XYB delivers the modular financial infrastructure to build, test, and launch at speed, Bud turns transactional data into meaningful, AI-ready signals that power smarter decisions.
Together, XYB and Bud offer a new proposition: a unified pathway for banks to embed AI-powered decisioning directly into core workflows without lengthy integration cycles or fragmented systems. As a result, they no longer need to choose between infrastructure and intelligence.
Shared Vision: Adaptive Infrastructure Meets Composable Intelligence
“XYB was designed to help institutions move faster, not just with better infrastructure, but with better intelligence,” said Derek Joyce, CEO of XYB. “Partnering with Bud lets us embed real time, AI-ready insights directly into the heart of the bank, unlocking smarter outcomes from day one. Data alone isn’t enough – it’s what you do with it that counts.”
The partnership reinforces XYB’s vision for a future-ready operating model where adaptive financial infrastructure meets orchestrated outcomes. Bud’s AI-driven enrichment capabilities fill the critical gap between data collection and data action, aligning closely with XYB’s composable architecture.
Making Scalable Personalisation a Reality
“Banks don’t need more data, they need better ways to use it. By combining Bud’s data intelligence capabilities with XYB’s infrastructure, we’re giving financial institutions the tools to act on intelligence in real time. This partnership is about enabling better decisions, faster – and making scalable personalisation finally achievable. It’s a step toward a future where data-driven banking isn’t aspirational, it’s operational from day one.”
Edward Maslaveckas, CEO at Bud
Bud’s capabilities in data enrichment, AI training, and signal generation combine seamlessly with XYB’s financial infrastructure stack, creating a better model to support a new generation of financial services;agile, intelligent, and endlessly configurable.
