Launch the Digital Bank You’re Building.
Full Stack Digital Banking, first production value in 10 weeks. One platform, one XYB Console, one regulatory posture.
AFI Platform · The Event-Native Substrate
One event stream, consistent policy and audit trail, cloud-portable runtime. The stack arrives integrated, so your engineers build proposition rather than plumbing.
First production value in 10 weeks. No legacy to integrate or migrate.
Greenfield is the Adaptive Digital Banking path for launching without legacy constraint: all four Capabilities — Hold, Move, Lend, and Grow — live and integrated as one Solution from day one, with nothing incumbent to integrate against. A standalone digital-first bank, a digital subsidiary, or a segment proposition, launched complete on the AFI Platform.
You’re Building a Bank. You Don’t Want to Assemble One.
The Greenfield path fits launches that recognize themselves here.
A new digital sub-brand
A larger institution launching a distinct digital proposition the incumbent stack won't host.
A license in hand or in progress
A banking-license holder building the proposition the license was for.
A new market or segment
Entry into a geography or customer segment that needs its own stack, brand, and speed.
A first-generation stack outgrown
A digital-first bank whose original build is now the constraint.
A Launch Arc, Not an Integration Program.
Three phases, from standing up the stack to compounding propositions.
Foundation
The AFI Platform stands up complete: accounts, ledger, and rails on one event-native substrate. Integrated once, inherited forever.
Channels
Branded web and mobile go live: onboarding, servicing, and payments under your brand.
Propositions
Compose and launch products on your calendar. Each new proposition inherits the substrate as-is.
Everything You Need to Launch.
Channels, Capabilities, and substrate: one adaptive stack, live in weeks.
Branded from day one
Web and mobile experiences, onboarding and servicing journeys. Configured to your brand, live without a build cycle.
Hold, Move, Lend, Grow
Accounts and wallets. Payments across fiat, instant, and stablecoin rails. Credit. Interest-bearing deposits. All four live from day one.
Event-native and governed
One event log, consistent policy and audit trail, cloud-portable runtime. No separate procurement, no integration project.
Inherit a Stack. Don’t Assemble One.
The alternative to Greenfield on one platform is assembling it: a ledger vendor, a KYC vendor, a payments processor, a card issuer, each with its own contract, timeline, and failure mode. And you own the seams.
One integration surface
The stack arrives integrated. Your engineers build proposition, not plumbing.
One governance model
Policy, audit trail, and controls consistent from the first customer.
One accountable partner
When something breaks at 2 a.m., there’s one phone number.
Built to Scale from Day One.
Launch Complete. Adapt in Weeks.
A complete digital bank on one adaptive substrate.