Compliance as Substrate. Not as a Wrapper.
Wrappers produce reports. Substrates produce evidence. Every transaction is an immutable, replayable event your auditors can verify.
Trust at XYB is a property of the substrate, not a compliance program beside it: audit evidence is generated by the AFI Platform's normal operation, not assembled for the exam. SOC 2 Type II attested, ISO/IEC 27001:2022 certified, built to support DORA compliance. Read how the controls behind them work in Security at the Infrastructure Level. Live control status your risk teams verify on demand.
Attested, Evidenced, Resilient.
Controls maintained continuously; live evidence available to your risk and audit teams.
SOC 2 Type II
Independently attested security controls.
ISO/IEC 27001:2022
Independently certified information security management.
DORA
Supports EU Digital Operational Resilience Act compliance.
Governance Built Into the Substrate.
Compliance is a property of how the platform runs. Not a layer bolted on top.
Audit-by-replay
Every transaction propagates through the substrate as an event with full context and immutable lineage. Audit evidence is replayed from the event stream, not reconstructed from logs: regulators see the same lineage the compliance team sees, in real time.
Regulator-ready by construction
Append-only audit logs with guaranteed delivery, event-level traceability via Apache Kafka + Apache Iceberg time-travel, role-based access control with least-privilege review, and encryption at rest. Compliance is not a workstream beside the platform; it is the platform.
Built to Support Operational Resilience, by Architecture.
Operational risk is contained where it enters: at the integration boundary. Aligned to interagency guidance in the US, DORA in the EU, and PRA/FCA impact tolerances in the UK.
Bounded blast radius
Each third-party integration runs in an isolated service. A failure stays inside its boundary; it does not take the platform down.
No captive dependencies
Concentration risk is contained by design: the open adapters let financial institutions substitute providers without re-platforming. See what plugs in
Incident-ready by default
Detection, management, and reporting are built into the substrate, aligned to the incident expectations of all three regimes.
How the Architecture Maps to the Regimes You Answer To.
A mechanism-by-mechanism reference for risk and compliance teams. Architecture support, not a compliance determination. That assessment is yours.
Verify It Yourself.
The Trust Center publishes real-time control status, attestation reports, and sub-processor lists. Evidence your teams can verify on demand.